Mobile Home Owner Insurance

 



FEMA.: What It is and Who Qualifies for It

If you get caught in a natural disaster, then the initials FEMA are likely to become very familiar. In the United States, the Department of Homeland Security’s Federal Emergency Management Agency has a mandate to help people who have suffered the effects of disasters. It provides necessities to people involved, including food and shelter, and much more. They also train and send out emergency specialists who can assist victims of these disasters, arrange insurance against floods, and are the main arm of the federal government in such an event. You’ll be thankful for FEMA if you are caught up in a national emergency.

FEMA’s responsibility is decided by a disaster life cycle. It begins following the occurrence of a national disaster. These can include anything from earthquakes to terrorist attacks. The agency’s name became familiar to many Americans during the Hurricane Katrina incident. Once a disaster takes place, FEMA begins by responding to it. They will provide food, water, and medicine to victims and set up field hospitals and shelters. Following this, they will begin to start recovery efforts. They will help communities with the rebuilding process, taking part in the repair or rebuilding of homes, schools, police stations, and so on. In the event of a flood, FEMA will try to clear away water and debris, or other remnants of the disaster. The next step for FEMA is mitigation. This means offering a recovery process that takes safety into account. For example, if it is unwise to build in certain parts of a community due to the likelihood of future disasters, they will arrange for structures to be cleared from these locations. In the case of earthquakes, they will help engineer new structures that are built more sturdily.

After the successful rebuilding of the disaster area, FEMA will begin the next step, risk reduction. FEMA offers advice and help to people in the disaster area relating to how to reduce their losses in the event of future disasters. One of the things they offer to reduce risk is flood insurance. Then come preparedness and prevention. These steps of the life cycle are taken to help communities prevent disasters in the future, if possible. For the disasters that cannot be predicted, preparedness it the strategy employed. This will help citizens cope with the aftermath of such an event.

If a major disaster strikes, certain people qualify for assistance from FEMA. Citizens in need must fill out an application to receive aid. These are available online, on FEMA’s website, and will be provided at the scene following a disaster, for the most part. To put in motion one of the FEMA’s special aid programs, the President of the U.S. must officially declare a national disaster. Citizens whose home has been destroyed can apply for disaster housing through FEMA. For those needing food and water, or clothing, a number of FEMA and Red Cross officials will be available to provide them. People who are unable to work due to a disaster can submit an application for Disaster Unemployment Assistance. You can also get low-fee legal aid at special Disaster Recovery Centers that will be set up after a disaster occurs.

It doesn’t matter where you live in the United States; everyone can face the prospect of a national disaster occurring. You should take steps to prepare for it, but in any event, FEMA will be there to help you if it happens.



Mobile Home Owner Insurance News and Information


 

Mobile Home Owner Insurance News


SoCal Fires Strike Those Who Often Reject Insurance
MarketWatch - Nov 19, 2008
LOS ANGELES, Nov 19, 2008 (BUSINESS WIRE) -- Mobile home owners and renters often choose to go without property insurance, potentially exposing them to ...


WELT ONLINE

Residents return to devastated LA mobile home park
The Associated Press - Nov 17, 2008
He said many of the residents affected by the fires — particularly mobile home owners — lacked insurance or are seriously underinsured. ...
Video: Fire Victims Go Back to Salvage Memories AssociatedPress
Southern California fires leave thousands homeless in four counties Catholic Weekly
Monks Turn to Reflection With Monastery in Ruins New York Times
Christian Science Monitor - WCBD
all 7,241 news articles


Boston Globe (registration)

Fire victims allowed back to see Oakridge Mobile Home Park
San Fernando Valley Sun, ca - Nov 19, 2008
Sadness and hope mixed this week as hundreds of Oakridge Mobile Home Park residents started heading back to their community— some with the exhuberance of ...
Video: Rescuers Look for Victims in Calif. Trailer Park AssociatedPress
After the fires: Where to turn for help Los Angeles Times
Mobile home park residents surviving in a state of limbo Los Angeles Daily News
NBC Los Angeles - Gainesville Sun
all 1,339 news articles


Homeowner says sheriff ruined her American dream
WAVE, KY - Nov 19, 2008
Friday, she was having her mobile home moved when the trailer broke. That left it stranded in the mud, partially blocking US 68 in Carlisle. ...


Many roadblocks delay FEMA mobile homes
Daily News - Galveston County, TX - Nov 19, 2008
By Leigh Jones GALVESTON — The federal government has installed 1007 mobile homes in Orange, Jefferson and Chambers counties since Hurricane Ike came ashore ...


San Fernando Valley Sun

President Issues Federal Declaration for Fire Victims
San Fernando Valley Sun, ca - Nov 19, 2008
That fire leveled the Sky Terrace Mobile Home Park where Xedos and 58 families lived. The Marek and Seson Fires burned over 4823 acres. ...
Schwarzenegger seeks federal disaster designation Los Angeles Times
Schwarzenegger Seeks Federal Disaster Declaration for California FOXNews
all 62 news articles


Fire leaves thousands homeless in four counties
The Tidings, CA - 7 hours ago
The largest concentration of destruction took place in Sylmar's Oak Ridge Mobile Home Park, where 484 homes (out of 600 in the park) were lost to the fire. ...


Cash grants available for fire victims
Los Angeles Daily News, CA - 22 hours ago
Mobile home owners can also call 213-974-3119 and select option 2 or 818-833-6173. Although most of the park's residents have been accounted for, ...


The Associated Press

Residents to inspect Calif. homes charred in fire
The Associated Press - Nov 18, 2008
The governor said many of the residents affected by the fires — particularly mobile home owners — lacked insurance or are seriously underinsured.


Woman Blames Sheriff for Ruining Home
AOL News Newsbloggers, VA - 5 hours ago
20) - A Kentucky woman says her family will be homeless this Thanksgiving because a sheriff had her mobile home destroyed. But the sheriff says she largely ...

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